Why FastPay

Fast funding and fair processing for small businesses. Flexible working-capital loans and transparent credit card processing—with real human support.

Capital when you need it. Processing you can trust.

Banks move slowly. We don’t. FastPay was created to give owners the speed and clarity they deserve—quick decisions on funding, honest interchange-plus pricing, and easy setup for in-store, mobile, and online payments. No long-term traps, no junk fees, no surprises.

About FastPay

The fastest path from sale to cash.

Owners choose FastPay for speed, transparency, and service. We pair flexible working-capital loans with low-fee processing so you can cover payroll, buy inventory, upgrade equipment, and get paid—without the fine-print games.

Talk to Sales
Talk to Sales

9

8

%

Merchant satisfaction

0

%

Hidden fees
Local retailer using POS
Tap to pay terminal
Café accepting cards
Owner reviewing cash flow
Team discussing funding

What we stand for

Speed without the headaches

Quick applications, clear requirements, and decisions in days—not months. We move at the speed of small business.
Transparent, fair pricing

Interchange-plus processing and straightforward loan terms. No teaser rates or junk fees—ever.
Flexible solutions

Countertop, mobile, online, and invoicing—plus working capital tailored to seasonality and cash-flow.
Human support

Talk to someone who understands your business. From setup to chargebacks, we’re here to help.
FastPay team and merchants
Our Process

Simple, fast, and built around your business

1) Apply

Share basic business info and recent bank statements. No obligation; no hard credit pull to see options.

2) Get Your Quote

We tailor working-capital terms and processing rates to your volume, card mix, and seasonality.

3) Setup & Go Live

We ship/configure terminals or connect your gateway. Start taking payments—often within days.

From first swipe to next-day funding, FastPay keeps cash moving.

4

8

h

Typical approval window for qualified merchants.

N

D

F

Next-day funding options available with eligible setups.

Testimonials

Funding & payments—through their eyes

4.9
(Merchant Reviews)
Made for owners who move fast.

“We needed cash for a busy season and a POS upgrade. FastPay approved us quickly and the processing fees were exactly as quoted.”

Darrell Steward
Montreal, Canada

“Transparent rates and next-day funding kept us humming during our rush. Support is responsive and knows small business.”

Guy Hawkins
Montreal, Canada

“Switching processors saved us money, and when we needed working capital they moved fast and kept terms simple.”

Leslie Alexander
Montreal, Canada
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Let’s get started

Apply in minutes. See your options.

No obligation, no hard credit pull to view offers. Get pre-approved and start saving on fees.

Get Pre-Approved
Get Pre-Approved
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Fast Funding, Fair Processing

Fast Funding, Fair Processing

Fast Funding, Fair Processing

Fast Funding, Fair Processing

Fast Funding, Fair Processing

Fast Funding, Fair Processing