Why FastPay

Capital when you need it. Processing you can trust.

We help small businesses move faster—combine flexible working-capital loans with transparent, low-fee credit card processing. No long bank queues, no confusing terms, just real people and clear pricing.

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Approval satisfaction

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Hidden fees
Solutions

Everything you need to get paid—and keep growing

Working-Capital Loans

Fast decisions, flexible terms, and clear repayments designed for cash-flow needs—not bank bureaucracy.

Credit Card Processing

Transparent rates, next-day funding options, and modern terminals—no bait-and-switch, no long-term traps.

POS & Terminals

Countertop, mobile, and contactless options with easy setup and live support.

Online & Invoicing

Hosted payment pages and invoice links so you can get paid from anywhere—securely.

Chargeback Support

Proactive alerts and dispute assistance to protect your revenue.

Industries

From food & beverage to retail and trades, FastPay tailors funding and payments to how you do business.

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Local Retail & Restaurants

Home & Field Services

eCommerce & B2B

Upgrade terminals, accept tap-to-pay, and smooth out cash-flow with seasonal funding.

Take payments on-site or by invoice and bridge gaps between jobs with fast working capital.

Scale with online checkout links, recurring billing, and next-day funding options.

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Features

Services designed for growing businesses.

Quick decisions, honest pricing, and tools that make payments and cash-flow effortless.

Interchange-Plus Pricing

No teaser rates. No junk fees. Just clear statements and predictable costs that scale with you.

Fast Funding

Apply in minutes with minimal paperwork. Many approvals within 24–48 hours.

Real Support

Talk to a human who understands small business. From setup to disputes, we’ve got you.

Testimonials

What merchants say about FastPay

“Funding was quick and the processing fees are exactly what they promised. We upgraded our terminals and cash-flow in the same week.”

Marvin McKinney
Montreal, Canada

“Transparent rates and next-day funding saved us during our busy season. Support is fast and actually helpful.”

Guy Hawkins
Montreal, Canada

“We switched to FastPay for processing and stayed for the service. When we needed a short-term cash boost, they moved fast.”

Leslie Alexander
Montreal, Canada

“Straightforward, fair, and fast. That’s rare in payments—and exactly what we needed.”

Courtney Henry
Toronto, Canada
FAQ

Frequently asked questions

How fast can I get funded?

Apply in minutes. Many decisions arrive within 24–48 hours. Funding timing depends on amount, documents, and bank speed.

What are your processing fees?

We use transparent interchange-plus pricing. No long-term lock-ins, no junk fees. Get a custom quote based on your volume and card mix.

Do you work with my industry?

Most likely. We support retail, restaurants, trades, eCommerce, and more. Tell us how you operate and we’ll tailor the setup.

Can I keep my current POS or gateway?

Often yes. We support a wide range of hardware and gateways, and we can recommend devices if you want to upgrade.

Are there prepayment penalties?

No. We believe in flexibility—pay down early if it helps your business.

What documents do I need?

Typically a government ID, recent bank statements, and basic business info. We’ll guide you step-by-step.

Let’s get started

Apply in minutes. Start saving on fees.

See your funding and processing options with no obligation and no hard credit pull.